ΦόρουμΣχόλια και ΠροτάσειςQustion about MGA and Social Responsibility

Qustion about MGA and Social Responsibility

πριν από 3 έτη από Deorko
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Προσθήκη ανάρτησης
πριν από 3 έτη

Hello. 

I would like to ask u. 1stly i want to say ive never been gambler since i had a depression due to family tragedy. I made account on Casino "nonamed". In 1st 5 days ive deposited over 13k dollars. I think its the 1st indication to make kyc procedure. Nothing happend. It ended up when i was on 40k deposits during 2 weeks without any interaction. Had cancelled withdrawals (another indicator) Then i got lucky and wanted to withdrawal atleast 17k dollars. During this VIP flag was added to my account WITHOUT ANY VERIFICATION. Then it happend, I was informed I need to do verify myself then I can withdrawal. I send all needed documents, this process needed a lot of tries, during this time I canceled withdrawals again but came back with another withdrawal. After staff asked me what is my opinion on the casino, ive told him my story and that i am gambling only because of depression. This nigh I cancelled again my withdrawals and lost all. Kindly asked if there is willing step to give me atleast money back I had after I told my story about my problem. They said no. Then i tried to put my case on pogg.com where they had long conversation with them and after 4 months of interaction with casino and MGA they decided that after one conversation I have right to have my money back, since I was showing high indicators of problem with gambling. Casino didnt follow they decision which by poggs words is lawly binding and I have to contact MGA. MGA has this on table for 3 months. 

This casino has UKGC and MGA, but since I am not from UK i had to chose MGA. By articles by UKGC a lot of casinos got so high penalties rightly for this and players had refunded. Do u think that MGA has the same look on that sotuation? 

No KYC, no AML, no warning or asking me if i am ok, nothing. It started when i wanted to withdrawal and my withdrawal was up for 12 hours. Previous ones where my withdrawals holds for few hours and then cancelled didnt require anything. 

I am just confused, because on docume ts of MGA states that ADR decisionn should be binding for both parties(operator and player) and operator would not refer player to take this to MGA. 

Thry declined to follow decision of thePogg as it states in their message, but after my case ive found cases where this operator was particulated with ThePogg. 

 

When the ADR result should be binding, can MGA decide tocdont follow their decision and dont give me my money back? 


Thanks and sorry for my english. 


I think this casino really hard breached their social responsibility.

Here is mesaage ThePogg posted on my complaint, even after that Blacklisted this Casino od their site. 

 

We have had a very long conversation with Casino *** regarding this issue.

Having reviewed this case in detail it is the opinion of this service that there was sufficient indications given in your interactions with this operator that the operator should have excluded you on Responsible Gambling grounds.

Before making a ruling we consulted with the Malta Gaming Authority regarding the basic grounds for the ruling and the regulator indicated that they grounds for the ruling sufficient to support the ruling based on what we had shown them.

Having informed Casino *** of this ruling they have explicitly stated that they will not comply with the ruling given and have insisted that the case be escalated to the MGA for review.

It is our understanding that the ADR system in place under the MGA license does not offer any facility for operators to demand such escalation of complaints to the regulator by either player or operator.

The grounds upon which the operator has refused to respect our ruling is the claim that as they have not yet got round to updating their terms and conditions document to include a complaint policy that is compliant with the MGA license they hold. As far as we can see this is unsupported by the ADR Service Agreement they have signed, which explicitly states that the "Effective Date" for the agreement was the 4th of September 2019 and makes no exclusion for the operator having to update their terms prior to coming into effect. As such we view this defence as illegitimate and - in line with our ADR Service Agreement with the operator - consider our ruling to be legally binding.

This case is found in favour of the Player and it is the opinion of this service that the Player is entitled to a refund of losses after the point where Casino ***'s agents should have acted to close their account.

Given that Casino *** have stated their intention not to comply with this ruling we would recommend that you contact the MGA regarding this issue. We will likewise be passing further information on to the regulator about this case.

Thanks,

ThePOGG

πριν από 3 έτη

Γεια Deorko.

Σε αυτήν την περίπτωση, υπάρχουν πολλά προβλήματα. (Συμπτωματικά, πρόσφατα ασχοληθήκαμε με τη μαύρη λίστα που έδωσε ο Pogg σε αυτό το καζίνο, έτσι έχουμε μια καλή επισκόπηση)

Επί του παρόντος, το "υπεύθυνο τζόγο" είναι ένα μεγάλο θέμα και διαφορετικές αρχές αδειοδότησης έχουν διαφορετικές διαδικασίες.

Για παράδειγμα, το UKGC και η σουηδική αρχή αδειοδότησης έχουν πολύ αυστηρούς κανόνες και στην περίπτωσή σας σίγουρα θα αποφασίσουν υπέρ σας. Η MGA δεν έχει τόσο αυστηρούς κανόνες και ως εκ τούτου δεν είμαστε σίγουροι πώς να αποφασίσουμε (αλλά από αυτά που λέτε πιστεύω ότι θα συμφωνήσουν μαζί σας) Και τότε έχουμε αρχές αδειοδότησης όπως το Κουρασάο, την Κόστα Ρίκα, τις Φιλιππίνες όπου εκτός αν δηλώνετε ρητά ότι εσείς έχετε προβλήματα με τα τυχερά παιχνίδια, κυριολεκτικά, πιθανότατα δεν θα έχετε δικαιοσύνη. (Υπάρχουν επίσης τιμητικά καζίνο Κουρασάο.)

Επιστροφή στην περίπτωσή σας:

Το πρόβλημα εδώ είναι ότι το καζίνο δεν συμφωνεί με το πώς αποφάσισε ο Pogg. (ναι, η απόφαση θα έπρεπε να είναι δεσμευτική και ναι, η δικαιολογία ότι πρέπει να την προσαρμόσουν πρώτα στον ιστότοπο είναι επίσης πολύ αδύναμη) σε κάθε περίπτωση, πιστεύουμε ότι το καζίνο ή ο παίκτης, εάν έχει αμφιβολίες για την απόφαση ADR, έχει το δικαίωμα να ζητήσει από την αρχή αδειοδότησης να επανεξετάσει την υπόθεση.

Στην περίπτωσή σας, θα ήταν καλό να επικοινωνήσετε με το MGA και να ρωτήσετε απευθείας για την υπόθεσή σας και το γεγονός γιατί η απόφαση διαρκεί τόσο πολύ. Ειδικά όταν η Pogg έχει ήδη συμβουλευτεί ολόκληρο το ζήτημα με τη MGA, γιατί τρεις μήνες για να αποφασίσουμε είναι πολύ μεγάλη για τη MGA.


Αυτόματη μετάφραση:
πριν από 3 έτη

I was calling them 3 weeks ago.

In that moment they told me "last week we requested documents from operator".

When I called then 3 days ago, they said me, that complaint tram is busy and they will callcme this day, nothing happend so I called again this days and be promised they will contact me next days. And nothing, I am just confused how they sitting on my case like they really dont want tocrefund me trying to find ways with Casino how to do this.

πριν από 3 έτη

I understand that it is hard to wait so long. But I am afraid that you need to wait a bit longer. If you already waited for three months, then a few days more doesn't make much difference. I hope that they will decide in your favour. Otherwise, I start to doubt about MGA ruling.

πριν από 3 έτη

Its nore than 3 months. From October 2019 to February 2020 The Pogg. Since 20th February to.now MGA.

Deorko
πριν από 3 έτη

I am very sorry, but there is no other advice in this situation than to wait a bit more. This decision is the final one, so no more waiting, no other institution or licensing authority. After this decision, it should end. So stay strong and wait a little longer.

πριν από 3 έτη

I am waiting... I am just scared, that they will decide to dont refund me.

πριν από 3 έτη

A month ago, when I was calling them a get answer that last week they requested some documents from operator, and it would be solved in 1 week, after a month, during period 3 days all agents were busy or already ouf of office

πριν από 3 έτη

Today I was calling MGA and they told me that their team is conpleting all documents and decision should be next week

πριν από 3 έτη

I think its time to name that Casino. Its Casino Joy under Genesis Global Ltd.

Since I was looking, how MGA deals with refunding players, I fohnd this.

https://www.casinobeats.com/2020/07/20/gambling-commission-hands-interim-licence-suspension-to-genesis-global/


It kinda brings a shine in my case.

πριν από 3 έτη

I think that before you start playing and betting you should contact them or find out so that it does not happen again

paulish
πριν από 3 έτη

I am done by gambling honestly.


Deorko
πριν από 3 έτη

I said that 67times so far.

πριν από 3 έτη

I am so flustrated...

Its already 2 weeks they got all documents from operator and still nothing, I was calling them and only thing they told me their team is working on it. When I asked atleast for some timescale, has been told, they cant give any timescale.


I wanted to tell them they are sitting on my case like a dog on his bone.

Deorko
πριν από 3 έτη

Congratulations! Mate

πριν από 3 έτη

So ive recieved finally the decision and I am shocked.

1)never recieved email about verify my account

2)ive showed multiple sognals of problem gambling, like ammount of depositing, frequency, and played down cancelled withdrawals.

3) anyways is normal to let someone to deposit over 35k dollars without any verification?

4) they didnt absolutely put THEPOGGs decision supported by them in this case, which actually was my only case.

5)honestly, is email where ive told them "ive never been gambler, I started to play due to depression of my grandpa death, ive lost my financial plan to the future and I am glad to have atleast something back and its my worst month of the month" took like something to be stopped from gambling? I think so.


So, here it is.


Dear Mr. XxX,

 

Please accept our sincere apologies for the time it has taken us to revert with a reply concerning your complaint. Further to the below case, please be informed that we have received information from the representative of Genesis Global Limited who have informed the MGA that you have registered your account on 27/04/2019. You have deposited and started to play on 29/04/2019. When your deposit reached 34,250CZH (equivalent to EUR1258.58) they have requested your KYC documents.


As you did not upload your documents they have sent you several reminders on 01/05/2019, 03/05/2019, 05/05/2019 and 23/05/2019. You uploaded your first documents on 17/05/2059 and when they received all the documents they have verified your account on 24/05/2019. They have also sent you responsible gaming material reminding you on their responsible gaming tools.

When on the 26/05/2019 received an email from you in which you showed that you had some problems they have decided to self-exclude your account.

We assure you that as a regulator, we strive to ensure that our licensees adhere to the strictest levels of player protection but we do understand that there are times where gambling ceases to be a form of entertainment for some. Regrettably, no central database facilitating exclusion from all MGA-licensed operators exists and in all honesty even if such a database did in fact exist, it will only protect problem gamblers from accessing MGA-licensed online casinos; accessibility to online casinos licensed under other jurisdictions is still possible, rendering such an approach highly ineffective.

Whilst we are unable to assist you in retrieving money you have wagered, we would like to provide you with an effective means of protecting yourself through the use of blocking software which will completely removes access to any gambling-related websites. If you are determined to remove the temptation altogether, we can make this software available to you free of charge. Naturally, we also recommend approaching professionals who are able to assist you further with your challenges.

If you would like further instructions relating to the free blocking software please let us know and we will send you the necessary information.

 

Regards,



Deorko
πριν από 3 έτη

Γεια Doerko.

Επίσης, δεν περίμενα ένα τέτοιο αποτέλεσμα, ειδικά όταν ο Pogg συμβουλεύτηκε ολόκληρη την υπόθεση με τη MGA. Δυστυχώς, πουθενά δεν καθορίζεται πώς εμφανίζονται τα σημάδια εξάρτησης και οι αρχές αδειοδότησης (ορισμένες) απαιτούν μόνο από τα καζίνο να αναζητήσουν σημάδια εξάρτησης στη συμπεριφορά τους. Ακόμα κι αν ανησυχούσαν για έναν παίκτη, σίγουρα δεν θα έκλειναν αμέσως το λογαριασμό του, αλλά θα ήθελαν πληροφορίες και έσοδα από αυτόν και να επαληθεύσουν ότι ο παίκτης δεν εξαρτάται και θέλει να συνεχίσει να παίζει. Στην περίπτωσή σας, έρχεστε σε διένεξη με το δικαίωμα ελεύθερης βούλησης.

Στα σχόλιά σας:

Η επαλήθευσή σας ολοκληρώθηκε μέσα σε ένα μήνα και δεν θα έβλεπα πρόβλημα με αυτό. Είναι πιθανό ότι οι κλήσεις για επαλήθευση του καζίνο έληξαν σε ανεπιθύμητα μηνύματα και σύμφωνα με το MGA, το καζίνο επιχείρησε επαλήθευση.

Κατανοώ ότι για εσάς, το ποσό που χάσατε πολλά χρήματα είναι, αλλά αυτό είναι πολύ υποκειμενικό. Αυτό μπορεί να μην ισχύει για παίκτες από άλλες χώρες. Δεν υπάρχουν κανόνες για τέτοιες καταστάσεις. Ο αποκλεισμός του λογαριασμού κάποιου μόνο και μόνο επειδή ακυρώνει την ανάληψη x συνεχόμενες φορές ή καταθέτει υψηλότερο ποσό είναι κάτι που δεν περιμένω να εφαρμοστεί ποτέ.

Επί του παρόντος, η αυστηρότερη αρχή αδειοδότησης της Σουηδίας δεν έχει εφαρμόσει δύο σημαντικούς όρους, δηλαδή την επαλήθευση του εισοδήματος εάν ο παίκτης θέλει να καταθέσει μεγαλύτερα χρηματικά ποσά και το κουμπί πανικού, το οποίο όταν ο παίκτης πατήσει τον λογαριασμό αποκλείεται. Ωστόσο, εάν ένας παίκτης θέλει να παίξει, δεν θα τον σταματήσει.

Το καζίνο απάντησε στο μήνυμά σας ότι είχατε προβλήματα αμέσως και ότι ο λογαριασμός σας έκλεισε. Φοβάμαι ότι δεν υπάρχουν πολλά να πιάσω. Παρόλο που ο Pogg αποφάσισε υπέρ σας, η MGA συμμετείχε στο καζίνο και αυτή είναι η απόφαση του ρυθμιστή.

Σε αυτήν την περίπτωση, φοβάμαι ότι δεν έχουμε τρόπο να σας βοηθήσουμε. Λυπόμαστε πολύ.

Αυτόματη μετάφραση:
πριν από 3 έτη

This email after they blocked my account was wroten 26.5. Email where I was desribing my feelings (in comentary up there) ive written 24.5.

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